Storm, Fire & Water Damage Claims — Accurate, Documented, and Policy-Based
Fortis Adjusting Group represents homeowners and commercial property owners across Illinois and Michigan.
We document damage, evaluate coverage, and work through the insurance claims process to ensure settlements reflect documented loss and policy provisions.
Licensed public adjusters working for you — not the insurance company.
We coordinate directly with insurance carriers to resolve claims based on accurate documentation and policy terms.
Types of Claims We Manage
- Storm Damage — Hail, wind, and tornado-related roof, siding, and structural loss
- Fire & Smoke Damage — Primary fire damage and secondary smoke and water impact
- Water & Flood Damage — Burst pipes, appliance leaks, storm intrusion, and resulting damage
- Commercial Property Loss — Structural, contents, and business interruption claims
- Denied or Underpaid Claims — Dispute handling and claim re-evaluation
- Hidden & Concealed Damage — Drone and LIDAR-assisted documentation for full scope capture
Policyholder Representation with Structured Claim Strategy
- We represent the policyholder — our obligation is to your claim, not the carrier
- We coordinate with insurance carriers to resolve scope and valuation based on documented loss
- Drone and LIDAR documentation to capture full scope of damage
- Xactimate-based estimating aligned with carrier pricing systems
- Licensed in Illinois and Michigan with knowledge of local code requirements
- Contingency-based representation — no recovery, no fee
How Our Claim Process Works
Inspection & Documentation
We inspect your property and document all visible and concealed damage using photos, measurements, and aerial imaging.
Claim Review & Policy Analysis
We evaluate your claim and policy to ensure coverage is properly applied to the documented loss.
Scope & Estimate Development
We prepare a detailed Xactimate estimate accounting for materials, labor, code upgrades, and full repair requirements.
Carrier Coordination
We communicate directly with the insurance carrier to review scope, valuation, and documentation.
Settlement & Resolution
We work through the claim process to ensure settlement reflects documented damage and applicable policy terms.
Have Your Claim Evaluated Based on Documentation and Policy
Start Your Claim Review — Required Information
To properly evaluate your claim, provide the following:
- Full Name
- Phone Number
- Email Address
- Property Address
- Property Type (Residential / Commercial)
- Type of Damage
- Date of Loss
- Description of Damage
- Has a claim been filed? (Yes / No)
- Insurance Company Name
- Has payment been issued? (Yes / No)
- Has your claim been denied or underpaid? (Yes / No)
- Is a contractor already involved? (Yes / No)
Do not rely solely on the insurance carrier’s initial findings.
Fortis Adjusting evaluates claims using structured documentation and policy-based claim analysis.